Latest Articles from Open Finance Solutions

Check out the latest blog posts from Open Finance Solutions

Featured Articles

Image for SMSF Loans and Transition to Pension Phase

7th July 2026

SMSF Loans and Transition to Pension Phase

How moving from accumulation to pension phase affects your SMSF property loan, rental income, capital gains, and borrowing arrangements under current rules.

Image for Variable Rate Investment Loans and Features to Consider

7th July 2026

Variable Rate Investment Loans and Features to Consider

Understanding offset accounts, redraw facilities and rate flexibility when structuring finance for rental property across Australia

Image for Everything You Need to Know About Buying a Townhouse

24th June 2026

Everything You Need to Know About Buying a Townhouse

A focused guide for first home buyers planning to purchase a townhouse, covering deposits, government support, loan options, and what to expect when applying.

Image for Investment Loans and Cash Flow: The Ups and Downs

24th June 2026

Investment Loans and Cash Flow: The Ups and Downs

How structuring your investment property finance affects weekly cash position, tax outcomes, and the viability of holding multiple properties over time.

SMSF Loans

Image for SMSF Loans and Transition to Pension Phase

7th July 2026

SMSF Loans and Transition to Pension Phase

How moving from accumulation to pension phase affects your SMSF property loan, rental income, capital gains, and borrowing arrangements under current rules.

Investment Loans

Image for Variable Rate Investment Loans and Features to Consider

7th July 2026

Variable Rate Investment Loans and Features to Consider

Understanding offset accounts, redraw facilities and rate flexibility when structuring finance for rental property across Australia

Image for Investment Loans and Cash Flow: The Ups and Downs

24th June 2026

Investment Loans and Cash Flow: The Ups and Downs

How structuring your investment property finance affects weekly cash position, tax outcomes, and the viability of holding multiple properties over time.

First Home Buyers

Image for Everything You Need to Know About Buying a Townhouse

24th June 2026

Everything You Need to Know About Buying a Townhouse

A focused guide for first home buyers planning to purchase a townhouse, covering deposits, government support, loan options, and what to expect when applying.

Recent Articles

Image for Beginner's Guide to Office Space Financing

27th May 2026

Beginner's Guide to Office Space Financing

How commercial property loans work for Victorian buyers purchasing office buildings, strata units, or owner-occupied business premises

Image for Why Should Businesses Finance Technology Systems

20th May 2026

Why Should Businesses Finance Technology Systems

How acquiring servers, software infrastructure, and IT hardware through asset finance preserves capital and aligns costs with the productive life of your equipment.

Image for The easiest way to refinance business debt and improve cash flow

13th May 2026

The easiest way to refinance business debt and improve cash flow

When existing business debt is eating into your cash flow, refinancing can free up working capital and give you room to grow.

Image for How to Finance a Classic Car Without Risking Your Home Loan

6th May 2026

How to Finance a Classic Car Without Risking Your Home Loan

Classic cars need different finance structures than daily drivers. Here's what changes when you're funding something that appreciates instead of depreciates.

Image for Do You Know What First Home Buyers Actually Need?

29th April 2026

Do You Know What First Home Buyers Actually Need?

The timeline, deposit sources, and government schemes that affect when you can realistically apply for your first home loan in Australia.

Image for Fixed Rates for First Home Buyers at Different Life Stages

22nd April 2026

Fixed Rates for First Home Buyers at Different Life Stages

Your career stage and personal circumstances influence how much you can borrow and whether locking in a fixed rate makes sense right now.

Image for Top Strategies to Understand Commercial Loan Risks

15th April 2026

Top Strategies to Understand Commercial Loan Risks

Learn how to identify and manage the key risks associated with commercial loans to protect your business investment and property portfolio.

Image for How to Finance Furniture for Your Business or New Home

8th April 2026

How to Finance Furniture for Your Business or New Home

Discover how asset finance can help you purchase furniture for your office, medical practice, hospitality venue, or first home.

Image for Understanding the Fundamentals of Business Loan Risk Management

1st April 2026

Understanding the Fundamentals of Business Loan Risk Management

Learn how property investors and business owners can effectively manage risks when securing business finance for growth and expansion.

Image for Understanding the Basics of Asset Finance Budgeting

25th March 2026

Understanding the Basics of Asset Finance Budgeting

Learn how to budget effectively for asset finance and make informed decisions about funding your business equipment and machinery needs.

Image for Top 10 Ways Government Grants and Schemes Help Home Buyers

18th March 2026

Top 10 Ways Government Grants and Schemes Help Home Buyers

Discover how property investors and business owners can leverage Australian government programs to secure their next home loan or investment property.

Image for Proven Tips to Refinance and Access Equity for Business

11th March 2026

Proven Tips to Refinance and Access Equity for Business

Discover how refinancing your home loan can unlock the equity in your property to fuel business growth and investment opportunities.

Image for How to Purchase a Home with More Outdoor Space

6th March 2026

How to Purchase a Home with More Outdoor Space

Discover the home loan options and features that can help you secure a property with the outdoor lifestyle you've been dreaming about.

Image for Variable Rate Investment Loans: What You Need to Know

6th March 2026

Variable Rate Investment Loans: What You Need to Know

Discover how variable rate investment loans work and why they might be the right choice for your property investment strategy.

Image for Unlock the Keys to Financing Your Logistics Hub Purchase

6th March 2026

Unlock the Keys to Financing Your Logistics Hub Purchase

Discover how commercial property loans can help your business secure the perfect logistics hub to support your growth and expansion goals.

Image for How to Secure a Home Loan to Purchase a Villa

6th March 2026

How to Secure a Home Loan to Purchase a Villa

Discover the home loan options, features and application process to help you achieve villa ownership across Australia.

Ready to chat to one of our team?

Book Appointment

PO BOX 137, Essendon North VIC 3041

About

Resources

Services

Open Finance Solutions Pty Ltd ABN 71 673 722 088. Credit Representative Number 556217 of Australian Credit Licence Number 384704

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.